Invoices cleared through E-VAT. VAT returns under the 2026 Act 1151. Payroll with today's PAYE & SSNIT. Built for Ghana, priced in cedis, billed by Mobile Money.
Global tools treat Ghana as an edge case. Spreadsheets can't clear an invoice with GRA. Klaro was built for exactly this moment.
From 2026, a valid VAT invoice must be cleared by GRA's VSDC and carry an IRN + QR. Klaro does that in the issue flow — not a bolt-on.
Act 1151 abolished the COVID levy, recoupled NHIL & GETFund, and moved to a flat 20% on net. Klaro's engine is effective-dated — 2025 and 2026 both compute correctly.
No approvals, no audit trail, no locked periods. Klaro enforces maker-checker and an immutable ledger in the database itself.
Issue an invoice and Klaro transmits it to GRA's VSDC, gets back the IRN, SDC code and QR, and prints them on the document. Offline? It stamps and re-transmits within the 24-hour window.
2026 VAT returns straight from the ledger. Withholding tax both directions with certificates. Payroll with graduated PAYE, the SSNIT floor & ceiling, tiers, and non-resident flat 25%.
Consolidate a group with intercompany elimination — the thing QuickBooks and Xero can't do natively — with role-based approvals and a full audit trail. No per-company or per-seat licence.
See exactly how NHIL, GETFund and VAT stack under Act 1151 — the same math Klaro posts to your ledger.
| Capability | Klaro Books | QuickBooks / Xero | Spreadsheets |
|---|---|---|---|
| GRA E-VAT clearance (IRN/QR) | Built in | Needs middleware | No |
| 2026 VAT engine (Act 1151) | Native, dated | Workaround | Manual |
| Withholding tax + certificates | Both ways | Manual | Manual |
| Payroll — PAYE + SSNIT | Native | 3rd-party | Manual |
| Multi-entity + consolidation | Native | Add-ons | No |
| Billing in GHS + Mobile Money | Yes | Card only | — |
| Per-seat / per-company cost | None | ~$20–38/mo | Free |
Start on a free trial. Every plan includes E-VAT clearance, the full Ghana tax stack, and unlimited users.
Indicative plans from the live product. Final pricing confirmed at launch.
Klaro is complete and running. We're finishing GRA E-VAT certification now — join the early-access list and we'll onboard you the day live clearance goes live.
Yes — that's the point. Klaro clears every VAT invoice through GRA's E-VAT (VSDC) and prints the IRN, SDC code and QR on the document. Live clearance is in GRA certification now; the flow is built and running in sandbox today.
Fully. The engine is effective-dated for VAT Act 1151 — COVID levy abolished, NHIL & GETFund recoupled and input-creditable, flat 20% on net. Pre-2026 documents still compute the old way.
Yes — unlimited companies on Growth and Enterprise, with true consolidation and intercompany elimination. Adding a company or a user costs nothing extra.
In Ghana cedis, by card or Mobile Money (MTN, Telecel, AirtelTigo) through Paystack.
Every workspace is isolated at the database level, the ledger is immutable with locked periods and a full audit trail, and we align to the Ghana Data Protection Act.
Klaro Books